VERIFIED GUIDANCECollection review

Review a collection before choosing your next move

Identify the company, amount, dates and account details shown before deciding whether a factual dispute is appropriate.

What the credit review looks at

The goal is to turn a broad concern into a clear factual question. These are the first details to organize:

01

Who is reporting the collection

Record what is shown, what you believe is wrong and what document may support that position.

02

Whether the account appears to belong to you

Record what is shown, what you believe is wrong and what document may support that position.

03

Whether key dates, balances or status appear inaccurate

Record what is shown, what you believe is wrong and what document may support that position.

04

What source documents are available

Record what is shown, what you believe is wrong and what document may support that position.

What this does not promise

An accurate collection cannot be represented as removable simply because it is negative.

The next documented step

Use the Position Scan to name the report, the item and the reason for concern. Do not send passwords, Social Security numbers, complete account numbers or government-ID images through the public form.